B
The First Central National Bank of Saint Paris
Rating Date
October 2025
Risk Based
Capital Ratio
30.40
Leverage
Ratio
19.67
Return On
Assets
0.85%
Total
Assets
98.80M
Capital
18.94M
Total
Deposits
78.30M
Net
Income
609.00K
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Weiss Ratings The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.00
Stability Index 7.80
Company Info The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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FDIC Number 15214
Phone Number (937) 663-4186
Website www.firststparis.com
Asset Quality The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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1-Year Asset Growth 6.74%
5-Year Asset Growth -0.50%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 2.17%
Non-Performing Loans to Loans 0.03%
Balance Sheet The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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Total Assets 98.80M
Total Deposits 78.30M
Capital and Reserves The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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Capital 18.94M
Leverage Ratio 19.67
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 30.40
Liquidity The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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Hot Money Ratio 13.80%
Liquidity Ratio 38.94%
Profitability The First Central National Bank of Saint Paris
Saint Paris, OH 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 609.00K
Net Interest Spread 3.82%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 73.74%
Return on Assets 0.85%
Return on Equity 4.33%