| Weiss Ratings |
Peoples Bank
Lyons, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.60 | |||
| Company Info |
Peoples Bank
Lyons, GA |
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| FDIC Number | 15216 | |||
| Phone Number | (912) 524-2000 | |||
| Website | ourpeoplesbank.com | |||
| Asset Quality |
Peoples Bank
Lyons, GA |
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| 1-Year Asset Growth | 19.17% | |||
| 5-Year Asset Growth | 11.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.97% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.06% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Peoples Bank
Lyons, GA |
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| Total Assets | 192.92M | |||
| Total Deposits | 172.10M | |||
| Capital and Reserves |
Peoples Bank
Lyons, GA |
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| Capital | 19.33M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 23.49 | |||
| Liquidity |
Peoples Bank
Lyons, GA |
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| Hot Money Ratio | 20.49% | |||
| Liquidity Ratio | 44.95% | |||
| Profitability |
Peoples Bank
Lyons, GA |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 1.12M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 59.88% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 7.72% | |||