| Weiss Ratings |
Peoples Bank
Lyons, GA |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Peoples Bank
Lyons, GA |
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| FDIC Number | 15216 | |||
| Phone Number | (912) 524-2000 | |||
| Website | ourpeoplesbank.com | |||
| Asset Quality |
Peoples Bank
Lyons, GA |
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| 1-Year Asset Growth | 7.00% | |||
| 5-Year Asset Growth | 7.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 2.71% | |||
| Non-Performing Loans to Capital | 23.61% | |||
| Non-Performing Loans to Loans | 4.70% | |||
| Balance Sheet |
Peoples Bank
Lyons, GA |
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| Total Assets | 188.77M | |||
| Total Deposits | 167.74M | |||
| Capital and Reserves |
Peoples Bank
Lyons, GA |
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| Capital | 19.93M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Risk-Based Capital Ratio | 25.50 | |||
| Liquidity |
Peoples Bank
Lyons, GA |
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| Hot Money Ratio | 20.40% | |||
| Liquidity Ratio | 40.69% | |||
| Profitability |
Peoples Bank
Lyons, GA |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 1.97M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 56.94% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 10.16% | |||