| Weiss Ratings |
Peoples Bank
Lyons, GA |
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| Rating | ||||
| Asset Quality Index | 2.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.50 | |||
| Company Info |
Peoples Bank
Lyons, GA |
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| FDIC Number | 15216 | |||
| Phone Number | (912) 524-2000 | |||
| Website | ourpeoplesbank.com | |||
| Asset Quality |
Peoples Bank
Lyons, GA |
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| 1-Year Asset Growth | 1.01% | |||
| 5-Year Asset Growth | 7.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.06% | |||
| Non-Performing Loans to Capital | 25.59% | |||
| Non-Performing Loans to Loans | 5.12% | |||
| Balance Sheet |
Peoples Bank
Lyons, GA |
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| Total Assets | 192.37M | |||
| Total Deposits | 170.26M | |||
| Capital and Reserves |
Peoples Bank
Lyons, GA |
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| Capital | 20.95M | |||
| Leverage Ratio | 11.18 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | 23.38 | |||
| Liquidity |
Peoples Bank
Lyons, GA |
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| Hot Money Ratio | 22.20% | |||
| Liquidity Ratio | 38.83% | |||
| Profitability |
Peoples Bank
Lyons, GA |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 1.19M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 57.33% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 11.66% | |||