| Weiss Ratings |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 6.60 | |||
| Company Info |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15242 | |||
| Phone Number | (715) 682-2772 | |||
| Website | www.nsbashland.com | |||
| Asset Quality |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.43% | |||
| 5-Year Asset Growth | 5.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 306.78M | |||
| Total Deposits | 275.76M | |||
| Capital and Reserves |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 30.65M | |||
| Leverage Ratio | 9.92 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 19.58 | |||
| Liquidity |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.65% | |||
| Liquidity Ratio | 38.58% | |||
| Profitability |
Northern State Bank
Ashland, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 1.39M | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 51.74% | |||
| Return on Assets | 1.79% | |||
| Return on Equity | 18.65% | |||