C
Putnam County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Putnam County Bank
Hurricane, WV
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 4.50
Stability Index 4.30
Company Info Putnam County Bank
Hurricane, WV
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FDIC Number 15243
Phone Number (304) 562-9931
Website www.putcobk.com
Asset Quality Putnam County Bank
Hurricane, WV
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1-Year Asset Growth 2.51%
5-Year Asset Growth 2.00%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 1.18%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 1.76%
Balance Sheet Putnam County Bank
Hurricane, WV
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Total Assets 673.83M
Total Deposits 589.79M
Capital and Reserves Putnam County Bank
Hurricane, WV
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Capital 80.16M
Leverage Ratio 12.38
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Putnam County Bank
Hurricane, WV
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Hot Money Ratio 35.76%
Liquidity Ratio 18.92%
Profitability Putnam County Bank
Hurricane, WV
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5-Year Return on Average Assets 0.61%
Net Income 4.43M
Net Interest Spread 2.95%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 58.67%
Return on Assets 0.90%
Return on Equity 7.68%