Greenfield Banking Company
Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Fair (5.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 8.2. A current level of 8.1 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Fair asset quality (4.3).
Asset Mix:
Securities (31%), comm loans (15%), home mtgs (13%), comm re (11%), consumer loans (6%), cash (4%), home eq lns (1%), other (19%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenfield Bancshares, Inc.
Investment Rating
--
Address
112 North Front Street
Greenfield, TN 38230
Greenfield, TN 38230
Phone Number
(731) 235-2207
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.