Greenfield Banking Company
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.9 and a capital leverage ratio of 7.7. A current level of 12.8 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Fair asset quality (3.8).
Asset Mix:
Securities (28%), comm loans (17%), home mtgs (12%), comm re (11%), consumer loans (6%), cash (3%), other (22%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenfield Bancshares, Inc.
Investment Rating
--
Address
112 North Front Street
Greenfield, TN 38230
Greenfield, TN 38230
Phone Number
(731) 235-2207
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.