Greenfield Banking Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.7) profitability.
Other Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 8.5. A current level of 7.0 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Fair asset quality (4.4).
Asset Mix:
Securities (30%), comm loans (15%), home mtgs (15%), comm re (12%), consumer loans (6%), cash (3%), other (19%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenfield Bancshares, Inc.
Investment Rating
--
Address
112 North Front Street
Greenfield, TN 38230
Greenfield, TN 38230
Phone Number
(731) 235-2207
Year Founded
1935
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.