C
The Farmers State Bank
HoltonKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers State Bank
Holton, KS
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Rating C
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 1.70
Stability Index 7.20
Company Info The Farmers State Bank
Holton, KS
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FDIC Number 15258
Phone Number (785) 364-4691
Website www.fsbks.bank
Asset Quality The Farmers State Bank
Holton, KS
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1-Year Asset Growth 3.20%
5-Year Asset Growth 5.36%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 1.42%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 2.55%
Non-Performing Loans to Loans 0.85%
Balance Sheet The Farmers State Bank
Holton, KS
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Total Assets 75.46M
Total Deposits 64.07M
Capital and Reserves The Farmers State Bank
Holton, KS
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Capital 9.01M
Leverage Ratio 13.22
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity The Farmers State Bank
Holton, KS
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Hot Money Ratio 31.65%
Liquidity Ratio 16.11%
Profitability The Farmers State Bank
Holton, KS
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5-Year Return on Average Assets 1.04%
Net Income 424.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 63.54%
Return on Assets 0.74%
Return on Equity 6.64%