B
The Farmers State Bank
Holton,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers State Bank
Holton, KS
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.70
Stability Index 6.00
Company Info The Farmers State Bank
Holton, KS
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FDIC Number 15258
Phone Number (785) 364-4691
Website www.fsbks.bank
Asset Quality The Farmers State Bank
Holton, KS
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1-Year Asset Growth 12.22%
5-Year Asset Growth 5.00%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.97%
Non-Performing Loans to Loans 0.12%
Balance Sheet The Farmers State Bank
Holton, KS
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Total Assets 86.25M
Total Deposits 74.36M
Capital and Reserves The Farmers State Bank
Holton, KS
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Capital 9.56M
Leverage Ratio 12.74
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity The Farmers State Bank
Holton, KS
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Hot Money Ratio 31.10%
Liquidity Ratio 25.24%
Profitability The Farmers State Bank
Holton, KS
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5-Year Return on Average Assets 1.01%
Net Income 684.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 52.26%
Return on Assets 1.61%
Return on Equity 14.62%