C
The Elk State Bank
ClydeKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Elk State Bank
Clyde, KS
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Rating C
Asset Quality Index 8.00
Capitalization Index 3.90
Liquidity Index 2.60
Profitability Index 3.80
Stability Index 4.10
Company Info The Elk State Bank
Clyde, KS
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FDIC Number 15259
Phone Number (785) 446-2291
Website www.elkstatebank.com
Asset Quality The Elk State Bank
Clyde, KS
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1-Year Asset Growth -1.36%
5-Year Asset Growth 7.52%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.01%
Balance Sheet The Elk State Bank
Clyde, KS
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Total Assets 132.99M
Total Deposits 98.50M
Capital and Reserves The Elk State Bank
Clyde, KS
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Capital 9.86M
Leverage Ratio 8.35
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 16.78
Liquidity The Elk State Bank
Clyde, KS
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Hot Money Ratio 22.10%
Liquidity Ratio 20.74%
Profitability The Elk State Bank
Clyde, KS
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5-Year Return on Average Assets 0.67%
Net Income 773.00K
Net Interest Spread 2.97%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 70.21%
Return on Assets 0.76%
Return on Equity 11.19%