Merit Bank
| Weiss Ratings |
Merit Bank
Huntsville, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 5.30 | |||
| Company Info |
Merit Bank
Huntsville, AL |
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| FDIC Number | 15270 | |||
| Phone Number | (256) 692-8700 | |||
| Website | www.meritbank.com | |||
| Asset Quality |
Merit Bank
Huntsville, AL |
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| 1-Year Asset Growth | 10.34% | |||
| 5-Year Asset Growth | 84.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.93% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Merit Bank
Huntsville, AL |
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| Total Assets | 479.00M | |||
| Total Deposits | 411.07M | |||
| Capital and Reserves |
Merit Bank
Huntsville, AL |
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| Capital | 50.01M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | 12.77 | |||
| Liquidity |
Merit Bank
Huntsville, AL |
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| Hot Money Ratio | 8.53% | |||
| Liquidity Ratio | 27.67% | |||
| Profitability |
Merit Bank
Huntsville, AL |
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| 5-Year Return on Average Assets | -0.06% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 68.74% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.77% | |||