B
Southern Bancorp Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southern Bancorp Bank
Arkadelphia, AR
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Rating B
Asset Quality Index 4.00
Capitalization Index 8.00
Liquidity Index 2.40
Profitability Index 4.10
Stability Index 8.30
Company Info Southern Bancorp Bank
Arkadelphia, AR
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FDIC Number 1528
Phone Number (870) 246-5811
Website uplift.bank
Asset Quality Southern Bancorp Bank
Arkadelphia, AR
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1-Year Asset Growth 9.06%
5-Year Asset Growth 13.07%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 10.15%
Non-Performing Loans to Loans 2.50%
Balance Sheet Southern Bancorp Bank
Arkadelphia, AR
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Total Assets 3.01B
Total Deposits 2.34B
Capital and Reserves Southern Bancorp Bank
Arkadelphia, AR
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Capital 375.49M
Leverage Ratio 11.85
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity Southern Bancorp Bank
Arkadelphia, AR
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Hot Money Ratio 17.39%
Liquidity Ratio 13.87%
Profitability Southern Bancorp Bank
Arkadelphia, AR
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5-Year Return on Average Assets 0.96%
Net Income 12.82M
Net Interest Spread 3.62%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 71.44%
Return on Assets 0.88%
Return on Equity 6.85%