B
Southern Bancorp Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southern Bancorp Bank
Arkadelphia, AR
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Rating B
Asset Quality Index 4.60
Capitalization Index 9.00
Liquidity Index 2.30
Profitability Index 4.10
Stability Index 8.10
Company Info Southern Bancorp Bank
Arkadelphia, AR
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FDIC Number 1528
Phone Number (870) 246-5811
Website banksouthern.com
Asset Quality Southern Bancorp Bank
Arkadelphia, AR
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1-Year Asset Growth -0.06%
5-Year Asset Growth 13.07%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 1.65%
Non-Performing Loans to Capital 8.97%
Non-Performing Loans to Loans 2.47%
Balance Sheet Southern Bancorp Bank
Arkadelphia, AR
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Total Assets 2.78B
Total Deposits 2.12B
Capital and Reserves Southern Bancorp Bank
Arkadelphia, AR
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Capital 387.68M
Leverage Ratio 12.77
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Southern Bancorp Bank
Arkadelphia, AR
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Hot Money Ratio 18.65%
Liquidity Ratio 7.04%
Profitability Southern Bancorp Bank
Arkadelphia, AR
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5-Year Return on Average Assets 0.98%
Net Income 22.57M
Net Interest Spread 3.66%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 73.23%
Return on Assets 0.81%
Return on Equity 6.08%