| Weiss Ratings |
Heritage Community Bank
Chamois, MO |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Heritage Community Bank
Chamois, MO |
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| FDIC Number | 15282 | |||
| Phone Number | (573) 763-5958 | |||
| Website | www.hcbanks.com | |||
| Asset Quality |
Heritage Community Bank
Chamois, MO |
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| 1-Year Asset Growth | 12.19% | |||
| 5-Year Asset Growth | 18.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 10.61% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Heritage Community Bank
Chamois, MO |
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| Total Assets | 299.81M | |||
| Total Deposits | 257.01M | |||
| Capital and Reserves |
Heritage Community Bank
Chamois, MO |
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| Capital | 22.75M | |||
| Leverage Ratio | 7.76 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 10.29 | |||
| Liquidity |
Heritage Community Bank
Chamois, MO |
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| Hot Money Ratio | 34.87% | |||
| Liquidity Ratio | 6.15% | |||
| Profitability |
Heritage Community Bank
Chamois, MO |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 2.29M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 1.60% | |||
| Overhead Efficiency Ratio | 57.28% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 20.94% | |||