| Weiss Ratings |
Heritage Community Bank
Chamois, MO |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Heritage Community Bank
Chamois, MO |
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| FDIC Number | 15282 | |||
| Phone Number | (573) 763-5958 | |||
| Website | www.hcbanks.com | |||
| Asset Quality |
Heritage Community Bank
Chamois, MO |
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| 1-Year Asset Growth | 10.46% | |||
| 5-Year Asset Growth | 18.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 11.19% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
Heritage Community Bank
Chamois, MO |
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| Total Assets | 308.02M | |||
| Total Deposits | 265.89M | |||
| Capital and Reserves |
Heritage Community Bank
Chamois, MO |
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| Capital | 23.82M | |||
| Leverage Ratio | 7.73 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 10.49 | |||
| Liquidity |
Heritage Community Bank
Chamois, MO |
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| Hot Money Ratio | 34.42% | |||
| Liquidity Ratio | 5.81% | |||
| Profitability |
Heritage Community Bank
Chamois, MO |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 3.35M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 58.05% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 19.99% | |||