B
The Denison State Bank
Holton,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Denison State Bank
Holton, KS
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 7.50
Stability Index 5.70
Company Info The Denison State Bank
Holton, KS
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FDIC Number 15305
Phone Number (785) 364-3131
Website www.dsbks.com
Asset Quality The Denison State Bank
Holton, KS
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1-Year Asset Growth -0.74%
5-Year Asset Growth 2.52%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 3.85%
Non-Performing Loans to Loans 0.93%
Balance Sheet The Denison State Bank
Holton, KS
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Total Assets 453.58M
Total Deposits 369.33M
Capital and Reserves The Denison State Bank
Holton, KS
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Capital 74.81M
Leverage Ratio 17.53
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity The Denison State Bank
Holton, KS
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Hot Money Ratio 21.89%
Liquidity Ratio 14.78%
Profitability The Denison State Bank
Holton, KS
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5-Year Return on Average Assets 1.66%
Net Income 4.64M
Net Interest Spread 4.20%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 48.86%
Return on Assets 1.97%
Return on Equity 12.63%