B
The Denison State Bank
HoltonKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Denison State Bank
Holton, KS
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 7.50
Stability Index 5.70
Company Info The Denison State Bank
Holton, KS
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FDIC Number 15305
Phone Number (785) 364-3131
Website www.dsbks.com
Asset Quality The Denison State Bank
Holton, KS
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1-Year Asset Growth 2.38%
5-Year Asset Growth 2.52%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 2.96%
Non-Performing Loans to Loans 0.22%
Balance Sheet The Denison State Bank
Holton, KS
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Total Assets 468.72M
Total Deposits 383.51M
Capital and Reserves The Denison State Bank
Holton, KS
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Capital 71.92M
Leverage Ratio 16.83
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The Denison State Bank
Holton, KS
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Hot Money Ratio 24.05%
Liquidity Ratio 14.26%
Profitability The Denison State Bank
Holton, KS
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5-Year Return on Average Assets 1.65%
Net Income 8.43M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 50.89%
Return on Assets 1.79%
Return on Equity 12.41%