B
TruCommunity Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TruCommunity Bank
Garrison, ND
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Rating B
Asset Quality Index 4.80
Capitalization Index 9.50
Liquidity Index 2.60
Profitability Index 6.80
Stability Index 5.90
Company Info TruCommunity Bank
Garrison, ND
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FDIC Number 15306
Phone Number (701) 463-2262
Website www.trucommunity.bank
Asset Quality TruCommunity Bank
Garrison, ND
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1-Year Asset Growth 2.21%
5-Year Asset Growth 22.11%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 1.27%
Balance Sheet TruCommunity Bank
Garrison, ND
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Total Assets 330.91M
Total Deposits 269.32M
Capital and Reserves TruCommunity Bank
Garrison, ND
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Capital 31.47M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity TruCommunity Bank
Garrison, ND
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Hot Money Ratio 16.21%
Liquidity Ratio 12.74%
Profitability TruCommunity Bank
Garrison, ND
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5-Year Return on Average Assets 0.93%
Net Income 3.33M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 58.39%
Return on Assets 1.37%
Return on Equity 15.15%