B
CB&S Bank, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.42
Return On
Assets
0.67%
Total
Assets
3.07B
Capital
188.27M
Total
Deposits
2.61B
Net
Income
10.57M
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Weiss Ratings CB&S Bank, Inc.
Russellville, AL 		Click to
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Rating B
Asset Quality Index 6.40
Capitalization Index 9.10
Liquidity Index 4.00
Profitability Index 3.80
Stability Index 5.00
Company Info CB&S Bank, Inc.
Russellville, AL 		Click to
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FDIC Number 15310
Phone Number (877) 332-1710
Website www.cbsbank.com
Asset Quality CB&S Bank, Inc.
Russellville, AL 		Click to
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1-Year Asset Growth 9.12%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 5.94%
Non-Performing Loans to Loans 1.26%
Balance Sheet CB&S Bank, Inc.
Russellville, AL 		Click to
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Total Assets 3.07B
Total Deposits 2.61B
Capital and Reserves CB&S Bank, Inc.
Russellville, AL 		Click to
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Capital 188.27M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity CB&S Bank, Inc.
Russellville, AL 		Click to
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Hot Money Ratio 23.19%
Liquidity Ratio 15.48%
Profitability CB&S Bank, Inc.
Russellville, AL 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 10.57M
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 76.00%
Return on Assets 0.67%
Return on Equity 12.58%