B
CB&S Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.96
Return On
Assets
0.79%
Total
Assets
2.88B
Capital
178.07M
Total
Deposits
2.42B
Net
Income
23.71M
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Weiss Ratings CB&S Bank, Inc.
Russellville, AL 		Click to
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Rating B
Asset Quality Index 6.40
Capitalization Index 9.90
Liquidity Index 4.10
Profitability Index 3.90
Stability Index 4.70
Company Info CB&S Bank, Inc.
Russellville, AL 		Click to
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FDIC Number 15310
Phone Number (877) 332-1710
Website www.cbsbank.com
Asset Quality CB&S Bank, Inc.
Russellville, AL 		Click to
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1-Year Asset Growth 7.36%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.32%
Non-Performing Loans to Capital 4.66%
Non-Performing Loans to Loans 1.10%
Balance Sheet CB&S Bank, Inc.
Russellville, AL 		Click to
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Total Assets 2.88B
Total Deposits 2.42B
Capital and Reserves CB&S Bank, Inc.
Russellville, AL 		Click to
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Capital 178.07M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity CB&S Bank, Inc.
Russellville, AL 		Click to
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Hot Money Ratio 23.06%
Liquidity Ratio 15.48%
Profitability CB&S Bank, Inc.
Russellville, AL 		Click to
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5-Year Return on Average Assets 0.96%
Net Income 23.71M
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 71.08%
Return on Assets 0.79%
Return on Equity 15.62%