B
Iowa Falls State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Falls State Bank
Iowa Falls, IA
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Rating B
Asset Quality Index 5.50
Capitalization Index 7.00
Liquidity Index 4.30
Profitability Index 5.90
Stability Index 7.10
Company Info Iowa Falls State Bank
Iowa Falls, IA
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FDIC Number 15311
Phone Number (641) 648-5171
Website ifsb.com
Asset Quality Iowa Falls State Bank
Iowa Falls, IA
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1-Year Asset Growth 10.38%
5-Year Asset Growth 7.25%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.98%
Non-Performing Loans to Loans 0.34%
Balance Sheet Iowa Falls State Bank
Iowa Falls, IA
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Total Assets 202.83M
Total Deposits 156.87M
Capital and Reserves Iowa Falls State Bank
Iowa Falls, IA
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Capital 30.41M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 12.82
Liquidity Iowa Falls State Bank
Iowa Falls, IA
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Hot Money Ratio 18.17%
Liquidity Ratio 42.92%
Profitability Iowa Falls State Bank
Iowa Falls, IA
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5-Year Return on Average Assets 0.91%
Net Income 1.87M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 69.69%
Return on Assets 1.30%
Return on Equity 8.41%