B
Iowa Falls State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Falls State Bank
Iowa Falls, IA
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Rating B
Asset Quality Index 5.60
Capitalization Index 6.80
Liquidity Index 4.30
Profitability Index 5.70
Stability Index 7.50
Company Info Iowa Falls State Bank
Iowa Falls, IA
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FDIC Number 15311
Phone Number (641) 648-5171
Website ifsb.com
Asset Quality Iowa Falls State Bank
Iowa Falls, IA
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1-Year Asset Growth 9.76%
5-Year Asset Growth 7.78%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.89%
Non-Performing Loans to Loans 0.33%
Balance Sheet Iowa Falls State Bank
Iowa Falls, IA
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Total Assets 202.26M
Total Deposits 160.70M
Capital and Reserves Iowa Falls State Bank
Iowa Falls, IA
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Capital 31.04M
Leverage Ratio 8.78
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 13.44
Liquidity Iowa Falls State Bank
Iowa Falls, IA
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Hot Money Ratio 17.82%
Liquidity Ratio 43.91%
Profitability Iowa Falls State Bank
Iowa Falls, IA
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5-Year Return on Average Assets 0.91%
Net Income 2.35M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 69.71%
Return on Assets 1.21%
Return on Equity 7.87%