First State Bank
| Weiss Ratings |
First State Bank
Webster City, IA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.00 | |||
| Company Info |
First State Bank
Webster City, IA |
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| FDIC Number | 15321 | |||
| Phone Number | (515) 832-2520 | |||
| Website | www.fsbwc.com | |||
| Asset Quality |
First State Bank
Webster City, IA |
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| 1-Year Asset Growth | 0.41% | |||
| 5-Year Asset Growth | 4.27% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 1.76% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First State Bank
Webster City, IA |
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| Total Assets | 592.80M | |||
| Total Deposits | 499.14M | |||
| Capital and Reserves |
First State Bank
Webster City, IA |
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| Capital | 69.88M | |||
| Leverage Ratio | 12.40 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Webster City, IA |
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| Hot Money Ratio | 25.30% | |||
| Liquidity Ratio | 14.84% | |||
| Profitability |
First State Bank
Webster City, IA |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 73.86% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 7.33% | |||