Security Bank of Pulaski County
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 14.3 and a capital leverage ratio of 8.3. A current level of 4.3 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Good asset quality (5.6).
Asset Mix:
Securities (30%), home mtgs (17%), comm re (10%), cash (8%), consumer loans (5%), comm loans (5%), other (24%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Security Bancshares of Pulaski County, Inc.
Investment Rating
--
Address
P.O. Box S
Waynesville, MO 65583
Waynesville, MO 65583
Phone Number
(573) 451-2265
Year Founded
1936
FDIC Number
Website
Largest Affiliates
No affiliate information available.