A
Bank of Stockton
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Stockton
Stockton, CA
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Rating A
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 8.00
Stability Index 10.00
Company Info Bank of Stockton
Stockton, CA
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FDIC Number 1536
Phone Number (209) 929-1600
Website www.bankofstockton.com
Asset Quality Bank of Stockton
Stockton, CA
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1-Year Asset Growth 1.59%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.23%
Balance Sheet Bank of Stockton
Stockton, CA
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Total Assets 4.55B
Total Deposits 3.59B
Capital and Reserves Bank of Stockton
Stockton, CA
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Capital 820.03M
Leverage Ratio 18.24
Loan Loss Reserves to Loans 3.30%
Risk-Based Capital Ratio 19.19
Liquidity Bank of Stockton
Stockton, CA
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Hot Money Ratio 11.77%
Liquidity Ratio 45.56%
Profitability Bank of Stockton
Stockton, CA
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5-Year Return on Average Assets 1.24%
Net Income 49.71M
Net Interest Spread 3.09%
Operating Profit to Average Assets 6.10%
Overhead Efficiency Ratio 50.79%
Return on Assets 4.37%
Return on Equity 25.15%