A
Bank of Stockton
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Stockton
Stockton, CA
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Rating A
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 10.00
Stability Index 8.00
Company Info Bank of Stockton
Stockton, CA
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FDIC Number 1536
Phone Number (209) 929-1600
Website www.bankofstockton.com
Asset Quality Bank of Stockton
Stockton, CA
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1-Year Asset Growth 7.62%
5-Year Asset Growth 2.17%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.08%
Balance Sheet Bank of Stockton
Stockton, CA
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Total Assets 4.99B
Total Deposits 3.80B
Capital and Reserves Bank of Stockton
Stockton, CA
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Capital 975.56M
Leverage Ratio 19.95
Loan Loss Reserves to Loans 3.19%
Risk-Based Capital Ratio 20.07
Liquidity Bank of Stockton
Stockton, CA
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Hot Money Ratio 11.49%
Liquidity Ratio 53.54%
Profitability Bank of Stockton
Stockton, CA
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5-Year Return on Average Assets 1.54%
Net Income 147.93M
Net Interest Spread 3.64%
Operating Profit to Average Assets 8.69%
Overhead Efficiency Ratio 47.56%
Return on Assets 6.11%
Return on Equity 32.41%