A
Bank of Stockton
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.50
Stability Index 10.00
Company Info Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1536
Phone Number (209) 929-1600
Website www.bankofstockton.com
Asset Quality Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.72%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.45%
Non-Performing Loans to Loans 0.16%
Balance Sheet Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 4.44B
Total Deposits 3.56B
Capital and Reserves Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 761.52M
Leverage Ratio 17.24
Loan Loss Reserves to Loans 3.28%
Risk-Based Capital Ratio 18.63
Liquidity Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.16%
Liquidity Ratio 43.08%
Profitability Bank of Stockton
Stockton, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.67%
Net Income 79.70M
Net Interest Spread 3.01%
Operating Profit to Average Assets 2.43%
Overhead Efficiency Ratio 57.29%
Return on Assets 1.78%
Return on Equity 11.16%