B
Farmers State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Groesbeck, TX
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Rating B
Asset Quality Index 7.40
Capitalization Index 7.80
Liquidity Index 3.60
Profitability Index 7.10
Stability Index 6.00
Company Info Farmers State Bank
Groesbeck, TX
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FDIC Number 15367
Phone Number (254) 729-3272
Website www.farmersstatebanktexas.com
Asset Quality Farmers State Bank
Groesbeck, TX
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1-Year Asset Growth 1.55%
5-Year Asset Growth 3.52%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 3.13%
Non-Performing Loans to Loans 1.19%
Balance Sheet Farmers State Bank
Groesbeck, TX
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Total Assets 180.93M
Total Deposits 161.35M
Capital and Reserves Farmers State Bank
Groesbeck, TX
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Capital 17.45M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Groesbeck, TX
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Hot Money Ratio 14.03%
Liquidity Ratio 27.64%
Profitability Farmers State Bank
Groesbeck, TX
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5-Year Return on Average Assets 1.28%
Net Income 3.12M
Net Interest Spread 4.89%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 67.13%
Return on Assets 1.71%
Return on Equity 19.12%