A
Chelsea Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Savings Bank
Belle Plaine, IA
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 6.40
Stability Index 6.40
Company Info Chelsea Savings Bank
Belle Plaine, IA
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FDIC Number 15427
Phone Number (319) 444-3144
Website www.chelseasavingsbank.com
Asset Quality Chelsea Savings Bank
Belle Plaine, IA
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1-Year Asset Growth 4.45%
5-Year Asset Growth 12.05%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.64%
Non-Performing Loans to Loans 0.26%
Balance Sheet Chelsea Savings Bank
Belle Plaine, IA
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Total Assets 197.18M
Total Deposits 171.14M
Capital and Reserves Chelsea Savings Bank
Belle Plaine, IA
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Capital 20.81M
Leverage Ratio 16.87
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio --
Liquidity Chelsea Savings Bank
Belle Plaine, IA
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Hot Money Ratio 21.86%
Liquidity Ratio 57.94%
Profitability Chelsea Savings Bank
Belle Plaine, IA
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5-Year Return on Average Assets 1.28%
Net Income 2.28M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 49.45%
Return on Assets 1.59%
Return on Equity 16.35%