B
Chelsea Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Savings Bank
Belle Plaine, IA
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 4.90
Stability Index 6.10
Company Info Chelsea Savings Bank
Belle Plaine, IA
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FDIC Number 15427
Phone Number (319) 444-3144
Website www.chelseasavingsbank.com
Asset Quality Chelsea Savings Bank
Belle Plaine, IA
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1-Year Asset Growth 4.00%
5-Year Asset Growth 12.05%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.68%
Non-Performing Loans to Loans 0.29%
Balance Sheet Chelsea Savings Bank
Belle Plaine, IA
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Total Assets 190.85M
Total Deposits 170.19M
Capital and Reserves Chelsea Savings Bank
Belle Plaine, IA
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Capital 18.82M
Leverage Ratio 16.50
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio --
Liquidity Chelsea Savings Bank
Belle Plaine, IA
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Hot Money Ratio 19.69%
Liquidity Ratio 59.99%
Profitability Chelsea Savings Bank
Belle Plaine, IA
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5-Year Return on Average Assets 1.28%
Net Income 634.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 54.88%
Return on Assets 1.33%
Return on Equity 14.15%