A
Chelsea Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Savings Bank
Belle Plaine, IA
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 6.00
Stability Index 6.60
Company Info Chelsea Savings Bank
Belle Plaine, IA
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FDIC Number 15427
Phone Number (319) 444-3144
Website www.chelseasavingsbank.com
Asset Quality Chelsea Savings Bank
Belle Plaine, IA
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1-Year Asset Growth 4.38%
5-Year Asset Growth 0.54%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.63%
Non-Performing Loans to Loans 0.25%
Balance Sheet Chelsea Savings Bank
Belle Plaine, IA
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Total Assets 199.65M
Total Deposits 176.86M
Capital and Reserves Chelsea Savings Bank
Belle Plaine, IA
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Capital 21.86M
Leverage Ratio 15.68
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio --
Liquidity Chelsea Savings Bank
Belle Plaine, IA
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Hot Money Ratio 20.75%
Liquidity Ratio 58.61%
Profitability Chelsea Savings Bank
Belle Plaine, IA
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5-Year Return on Average Assets 1.28%
Net Income 3.08M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 50.60%
Return on Assets 1.49%
Return on Equity 15.98%