B
Chelsea Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 5.90
Stability Index 5.90
Company Info Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 15427
Phone Number (319) 444-3144
Website www.chelseasavingsbank.com
Asset Quality Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.45%
5-Year Asset Growth 12.05%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.27%
Balance Sheet Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 192.83M
Total Deposits 173.83M
Capital and Reserves Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.09M
Leverage Ratio 16.51
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio --
Liquidity Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.40%
Liquidity Ratio 57.77%
Profitability Chelsea Savings Bank
Belle Plaine, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 1.48M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 50.38%
Return on Assets 1.55%
Return on Equity 16.27%