| Weiss Ratings |
Lake Elmo Bank
Lake Elmo, MN |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Lake Elmo Bank
Lake Elmo, MN |
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| FDIC Number | 15443 | |||
| Phone Number | (651) 777-8365 | |||
| Website | www.lakeelmobank.com | |||
| Asset Quality |
Lake Elmo Bank
Lake Elmo, MN |
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| 1-Year Asset Growth | 3.02% | |||
| 5-Year Asset Growth | 1.65% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 1.66% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Lake Elmo Bank
Lake Elmo, MN |
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| Total Assets | 531.36M | |||
| Total Deposits | 466.27M | |||
| Capital and Reserves |
Lake Elmo Bank
Lake Elmo, MN |
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| Capital | 57.22M | |||
| Leverage Ratio | 11.25 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 17.31 | |||
| Liquidity |
Lake Elmo Bank
Lake Elmo, MN |
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| Hot Money Ratio | 12.81% | |||
| Liquidity Ratio | 14.89% | |||
| Profitability |
Lake Elmo Bank
Lake Elmo, MN |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 9.53M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 2.01% | |||
| Overhead Efficiency Ratio | 55.19% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 17.14% | |||