| Weiss Ratings |
Lake Elmo Bank
Lake Elmo, MN |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
Lake Elmo Bank
Lake Elmo, MN |
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| FDIC Number | 15443 | |||
| Phone Number | (651) 777-8365 | |||
| Website | www.lakeelmobank.com | |||
| Asset Quality |
Lake Elmo Bank
Lake Elmo, MN |
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| 1-Year Asset Growth | 5.91% | |||
| 5-Year Asset Growth | 1.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 5.34% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Lake Elmo Bank
Lake Elmo, MN |
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| Total Assets | 529.75M | |||
| Total Deposits | 462.57M | |||
| Capital and Reserves |
Lake Elmo Bank
Lake Elmo, MN |
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| Capital | 60.14M | |||
| Leverage Ratio | 11.62 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 17.39 | |||
| Liquidity |
Lake Elmo Bank
Lake Elmo, MN |
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| Hot Money Ratio | 13.86% | |||
| Liquidity Ratio | 11.12% | |||
| Profitability |
Lake Elmo Bank
Lake Elmo, MN |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 4.74M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 1.95% | |||
| Overhead Efficiency Ratio | 54.99% | |||
| Return on Assets | 1.79% | |||
| Return on Equity | 16.05% | |||