| Weiss Ratings |
Lake Elmo Bank
Lake Elmo, MN |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
Lake Elmo Bank
Lake Elmo, MN |
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| FDIC Number | 15443 | |||
| Phone Number | (651) 777-8365 | |||
| Website | www.lakeelmobank.com | |||
| Asset Quality |
Lake Elmo Bank
Lake Elmo, MN |
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| 1-Year Asset Growth | 2.81% | |||
| 5-Year Asset Growth | 7.43% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.34% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Lake Elmo Bank
Lake Elmo, MN |
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| Total Assets | 515.77M | |||
| Total Deposits | 456.66M | |||
| Capital and Reserves |
Lake Elmo Bank
Lake Elmo, MN |
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| Capital | 51.76M | |||
| Leverage Ratio | 10.70 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 16.94 | |||
| Liquidity |
Lake Elmo Bank
Lake Elmo, MN |
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| Hot Money Ratio | 11.80% | |||
| Liquidity Ratio | 15.66% | |||
| Profitability |
Lake Elmo Bank
Lake Elmo, MN |
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| 5-Year Return on Average Assets | 1.56% | |||
| Net Income | 8.81M | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 55.79% | |||
| Return on Assets | 1.74% | |||
| Return on Equity | 17.36% | |||