A
American State Bank & Trust Company of Williston
Rating Date
October 2025
Risk Based
Capital Ratio
21.91
Leverage
Ratio
11.98
Return On
Assets
2.28%
Total
Assets
631.90M
Capital
54.69M
Total
Deposits
557.16M
Net
Income
11.32M
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Weiss Ratings American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Rating A
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 9.10
Stability Index 8.20
Company Info American State Bank & Trust Company of Williston
Williston, ND 		Click to
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FDIC Number 15444
Phone Number (701) 774-4100
Website www.asbt.com
Asset Quality American State Bank & Trust Company of Williston
Williston, ND 		Click to
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1-Year Asset Growth 2.66%
5-Year Asset Growth 0.29%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 3.87%
Non-Performing Loans to Loans 1.50%
Balance Sheet American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Total Assets 631.90M
Total Deposits 557.16M
Capital and Reserves American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Capital 54.69M
Leverage Ratio 11.98
Loan Loss Reserves to Loans 1.77%
Risk-Based Capital Ratio 21.91
Liquidity American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Hot Money Ratio 13.73%
Liquidity Ratio 43.63%
Profitability American State Bank & Trust Company of Williston
Williston, ND 		Click to
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5-Year Return on Average Assets 2.04%
Net Income 11.32M
Net Interest Spread 3.06%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 45.80%
Return on Assets 2.28%
Return on Equity 30.47%