A
American State Bank & Trust Company of Williston
Rating Date
June 2025
Risk Based
Capital Ratio
22.01
Leverage
Ratio
12.43
Return On
Assets
2.06%
Total
Assets
646.12M
Capital
50.32M
Total
Deposits
574.69M
Net
Income
3.41M
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Weiss Ratings American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Rating A
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 8.30
Stability Index 7.70
Company Info American State Bank & Trust Company of Williston
Williston, ND 		Click to
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FDIC Number 15444
Phone Number (701) 774-4100
Website www.asbt.com
Asset Quality American State Bank & Trust Company of Williston
Williston, ND 		Click to
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1-Year Asset Growth 3.48%
5-Year Asset Growth 0.29%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 6.46%
Non-Performing Loans to Loans 2.43%
Balance Sheet American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Total Assets 646.12M
Total Deposits 574.69M
Capital and Reserves American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Capital 50.32M
Leverage Ratio 12.43
Loan Loss Reserves to Loans 2.04%
Risk-Based Capital Ratio 22.01
Liquidity American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Hot Money Ratio 11.71%
Liquidity Ratio 43.66%
Profitability American State Bank & Trust Company of Williston
Williston, ND 		Click to
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5-Year Return on Average Assets 2.04%
Net Income 3.41M
Net Interest Spread 2.99%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 47.33%
Return on Assets 2.06%
Return on Equity 28.00%