A
American State Bank & Trust Company of Williston
Rating Date
March 2026
Risk Based
Capital Ratio
23.24
Leverage
Ratio
12.51
Return On
Assets
2.40%
Total
Assets
647.51M
Capital
60.27M
Total
Deposits
568.32M
Net
Income
15.94M
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Weiss Ratings American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Rating A
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 9.10
Stability Index 8.20
Company Info American State Bank & Trust Company of Williston
Williston, ND 		Click to
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FDIC Number 15444
Phone Number (701) 774-4100
Website www.asbt.com
Asset Quality American State Bank & Trust Company of Williston
Williston, ND 		Click to
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1-Year Asset Growth 2.96%
5-Year Asset Growth 0.89%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 4.47%
Non-Performing Loans to Loans 1.53%
Balance Sheet American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Total Assets 647.51M
Total Deposits 568.32M
Capital and Reserves American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Capital 60.27M
Leverage Ratio 12.51
Loan Loss Reserves to Loans 1.78%
Risk-Based Capital Ratio 23.24
Liquidity American State Bank & Trust Company of Williston
Williston, ND 		Click to
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Hot Money Ratio 13.17%
Liquidity Ratio 46.16%
Profitability American State Bank & Trust Company of Williston
Williston, ND 		Click to
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5-Year Return on Average Assets 2.04%
Net Income 15.94M
Net Interest Spread 3.10%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 44.67%
Return on Assets 2.40%
Return on Equity 30.93%