American State Bank & Trust Company of Williston

Williston, ND

Rating Date

August 2024

Risk Based
Capital Ratio

Leverage
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Return On
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Total
Assets

Capital

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Weiss Ratings	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.30
Capitalization Index	10.00
Liquidity Index	4.20
Profitability Index	8.40
Stability Index	8.20

Company Info	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
FDIC Number	15444
Phone Number	(701) 774-4100
Website	www.asbt.com

Asset Quality	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.34%
5-Year Asset Growth	0.14%
5-Year Charge-Offs to Average Loans	0.08%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.69%
Non-Performing Loans to Capital	5.80%
Non-Performing Loans to Loans	1.60%

Balance Sheet	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	615.52M
Total Deposits	546.21M

Capital and Reserves	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Capital	51.29M
Leverage Ratio	12.33
Loan Loss Reserves to Loans	1.96%
Risk-Based Capital Ratio	22.04

Liquidity	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.17%
Liquidity Ratio	41.51%

Profitability	American State Bank & Trust Company of Williston Williston, ND	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	2.10%
Net Income	10.10M
Net Interest Spread	2.73%
Operating Profit to Average Assets	2.08%
Overhead Efficiency Ratio	49.15%
Return on Assets	2.08%
Return on Equity	29.01%