B
First National Bank Ames, Iowa
AmesIA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank Ames, Iowa
Ames, IA
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Rating B
Asset Quality Index 5.20
Capitalization Index 7.50
Liquidity Index 4.00
Profitability Index 2.80
Stability Index 6.50
Company Info First National Bank Ames, Iowa
Ames, IA
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FDIC Number 1545
Phone Number (515) 232-5561
Website www.fnb247.com
Asset Quality First National Bank Ames, Iowa
Ames, IA
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1-Year Asset Growth -1.25%
5-Year Asset Growth 4.24%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 10.89%
Non-Performing Loans to Loans 1.78%
Balance Sheet First National Bank Ames, Iowa
Ames, IA
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Total Assets 1.12B
Total Deposits 971.65M
Capital and Reserves First National Bank Ames, Iowa
Ames, IA
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Capital 93.13M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 14.67
Liquidity First National Bank Ames, Iowa
Ames, IA
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Hot Money Ratio 8.10%
Liquidity Ratio 28.32%
Profitability First National Bank Ames, Iowa
Ames, IA
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5-Year Return on Average Assets 0.82%
Net Income 1.13M
Net Interest Spread 2.24%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 69.08%
Return on Assets 0.41%
Return on Equity 4.95%