| Weiss Ratings |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15463 | |||
| Phone Number | (903) 667-2553 | |||
| Website | www.statebankofdekalb.com | |||
| Asset Quality |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.84% | |||
| 5-Year Asset Growth | 12.77% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 472.36M | |||
| Total Deposits | 414.82M | |||
| Capital and Reserves |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 55.32M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.38% | |||
| Liquidity Ratio | 21.89% | |||
| Profitability |
State Bank of De Kalb
De Kalb, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 5.29M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 2.27% | |||
| Overhead Efficiency Ratio | 54.88% | |||
| Return on Assets | 2.27% | |||
| Return on Equity | 19.65% | |||