| Weiss Ratings |
State Bank of De Kalb
De Kalb, TX |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
State Bank of De Kalb
De Kalb, TX |
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| FDIC Number | 15463 | |||
| Phone Number | (903) 667-2553 | |||
| Website | www.statebankofdekalb.com | |||
| Asset Quality |
State Bank of De Kalb
De Kalb, TX |
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| 1-Year Asset Growth | 10.06% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.35% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
State Bank of De Kalb
De Kalb, TX |
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| Total Assets | 519.89M | |||
| Total Deposits | 455.14M | |||
| Capital and Reserves |
State Bank of De Kalb
De Kalb, TX |
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| Capital | 62.28M | |||
| Leverage Ratio | 12.17 | |||
| Loan Loss Reserves to Loans | 1.53% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of De Kalb
De Kalb, TX |
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| Hot Money Ratio | 15.36% | |||
| Liquidity Ratio | 27.95% | |||
| Profitability |
State Bank of De Kalb
De Kalb, TX |
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| 5-Year Return on Average Assets | 1.89% | |||
| Net Income | 5.85M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 2.31% | |||
| Overhead Efficiency Ratio | 54.25% | |||
| Return on Assets | 2.31% | |||
| Return on Equity | 19.32% | |||