| Weiss Ratings |
State Bank of De Kalb
De Kalb, TX |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
State Bank of De Kalb
De Kalb, TX |
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| FDIC Number | 15463 | |||
| Phone Number | (903) 667-2553 | |||
| Website | www.statebankofdekalb.com | |||
| Asset Quality |
State Bank of De Kalb
De Kalb, TX |
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| 1-Year Asset Growth | 12.60% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.72% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
State Bank of De Kalb
De Kalb, TX |
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| Total Assets | 491.39M | |||
| Total Deposits | 430.64M | |||
| Capital and Reserves |
State Bank of De Kalb
De Kalb, TX |
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| Capital | 58.63M | |||
| Leverage Ratio | 11.91 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of De Kalb
De Kalb, TX |
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| Hot Money Ratio | 16.78% | |||
| Liquidity Ratio | 25.98% | |||
| Profitability |
State Bank of De Kalb
De Kalb, TX |
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| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 11.05M | |||
| Net Interest Spread | 4.88% | |||
| Operating Profit to Average Assets | 2.33% | |||
| Overhead Efficiency Ratio | 55.02% | |||
| Return on Assets | 2.33% | |||
| Return on Equity | 19.97% | |||