B
The First State Bank of Ransom
RansomKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Ransom
Ransom, KS
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 3.60
Stability Index 7.30
Company Info The First State Bank of Ransom
Ransom, KS
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FDIC Number 15469
Phone Number (785) 731-2261
Website www.fsbransom.com
Asset Quality The First State Bank of Ransom
Ransom, KS
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1-Year Asset Growth 2.97%
5-Year Asset Growth 3.12%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.18%
Balance Sheet The First State Bank of Ransom
Ransom, KS
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Total Assets 48.89M
Total Deposits 39.97M
Capital and Reserves The First State Bank of Ransom
Ransom, KS
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Capital 8.63M
Leverage Ratio 20.32
Loan Loss Reserves to Loans 2.11%
Risk-Based Capital Ratio 35.52
Liquidity The First State Bank of Ransom
Ransom, KS
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Hot Money Ratio 22.09%
Liquidity Ratio 44.84%
Profitability The First State Bank of Ransom
Ransom, KS
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5-Year Return on Average Assets 0.73%
Net Income 257.00K
Net Interest Spread 2.65%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 66.50%
Return on Assets 0.72%
Return on Equity 4.16%