| Weiss Ratings |
Citizens Bank of Americus
Americus, GA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.40 | |||
| Company Info |
Citizens Bank of Americus
Americus, GA |
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| FDIC Number | 15477 | |||
| Phone Number | (229) 924-4011 | |||
| Website | www.cbkamericus.com | |||
| Asset Quality |
Citizens Bank of Americus
Americus, GA |
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| 1-Year Asset Growth | 6.71% | |||
| 5-Year Asset Growth | 5.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.95% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Citizens Bank of Americus
Americus, GA |
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| Total Assets | 504.88M | |||
| Total Deposits | 450.17M | |||
| Capital and Reserves |
Citizens Bank of Americus
Americus, GA |
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| Capital | 46.57M | |||
| Leverage Ratio | 10.31 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Risk-Based Capital Ratio | 18.37 | |||
| Liquidity |
Citizens Bank of Americus
Americus, GA |
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| Hot Money Ratio | 13.73% | |||
| Liquidity Ratio | 30.93% | |||
| Profitability |
Citizens Bank of Americus
Americus, GA |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 7.33M | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 51.03% | |||
| Return on Assets | 1.49% | |||
| Return on Equity | 17.13% | |||