| Weiss Ratings |
Citizens Bank of Americus
Americus, GA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
Citizens Bank of Americus
Americus, GA |
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| FDIC Number | 15477 | |||
| Phone Number | (229) 924-4011 | |||
| Website | www.cbkamericus.com | |||
| Asset Quality |
Citizens Bank of Americus
Americus, GA |
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| 1-Year Asset Growth | 10.16% | |||
| 5-Year Asset Growth | 7.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.50% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Citizens Bank of Americus
Americus, GA |
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| Total Assets | 483.62M | |||
| Total Deposits | 433.67M | |||
| Capital and Reserves |
Citizens Bank of Americus
Americus, GA |
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| Capital | 40.96M | |||
| Leverage Ratio | 9.73 | |||
| Loan Loss Reserves to Loans | 1.72% | |||
| Risk-Based Capital Ratio | 18.74 | |||
| Liquidity |
Citizens Bank of Americus
Americus, GA |
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| Hot Money Ratio | 11.92% | |||
| Liquidity Ratio | 32.67% | |||
| Profitability |
Citizens Bank of Americus
Americus, GA |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 1.82M | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 49.59% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 18.26% | |||