| Weiss Ratings |
Citizens Bank of Americus
Americus, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens Bank of Americus
Americus, GA |
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| FDIC Number | 15477 | |||
| Phone Number | (229) 924-4011 | |||
| Website | www.cbkamericus.com | |||
| Asset Quality |
Citizens Bank of Americus
Americus, GA |
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| 1-Year Asset Growth | 3.68% | |||
| 5-Year Asset Growth | 5.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.46% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Citizens Bank of Americus
Americus, GA |
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| Total Assets | 511.05M | |||
| Total Deposits | 453.94M | |||
| Capital and Reserves |
Citizens Bank of Americus
Americus, GA |
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| Capital | 48.51M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | 18.94 | |||
| Liquidity |
Citizens Bank of Americus
Americus, GA |
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| Hot Money Ratio | 13.24% | |||
| Liquidity Ratio | 29.53% | |||
| Profitability |
Citizens Bank of Americus
Americus, GA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 4.02M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 2.00% | |||
| Overhead Efficiency Ratio | 47.67% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 16.98% | |||