B
Citizens Bank of Americus
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank of Americus
Americus, GA
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.10
Liquidity Index 4.00
Profitability Index 7.60
Stability Index 5.80
Company Info Citizens Bank of Americus
Americus, GA
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FDIC Number 15477
Phone Number (229) 924-4011
Website www.cbkamericus.com
Asset Quality Citizens Bank of Americus
Americus, GA
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1-Year Asset Growth 10.16%
5-Year Asset Growth 7.65%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.35%
Balance Sheet Citizens Bank of Americus
Americus, GA
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Total Assets 483.62M
Total Deposits 433.67M
Capital and Reserves Citizens Bank of Americus
Americus, GA
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Capital 40.96M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 18.74
Liquidity Citizens Bank of Americus
Americus, GA
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Hot Money Ratio 11.92%
Liquidity Ratio 32.67%
Profitability Citizens Bank of Americus
Americus, GA
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5-Year Return on Average Assets 1.24%
Net Income 1.82M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 49.59%
Return on Assets 1.50%
Return on Equity 18.26%