C
United Valley Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Valley Bank
Cavalier, ND
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Rating C
Asset Quality Index 5.90
Capitalization Index 9.70
Liquidity Index 1.90
Profitability Index 5.30
Stability Index 5.00
Company Info United Valley Bank
Cavalier, ND
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FDIC Number 15478
Phone Number (701) 265-8331
Website www.uvbank.net
Asset Quality United Valley Bank
Cavalier, ND
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1-Year Asset Growth 7.17%
5-Year Asset Growth 16.70%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.33%
Balance Sheet United Valley Bank
Cavalier, ND
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Total Assets 700.40M
Total Deposits 583.27M
Capital and Reserves United Valley Bank
Cavalier, ND
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Capital 76.07M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity United Valley Bank
Cavalier, ND
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Hot Money Ratio 29.60%
Liquidity Ratio 14.48%
Profitability United Valley Bank
Cavalier, ND
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5-Year Return on Average Assets 1.12%
Net Income 6.95M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 63.47%
Return on Assets 1.36%
Return on Equity 13.19%