C
United Valley Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Valley Bank
Cavalier, ND
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Rating C
Asset Quality Index 5.60
Capitalization Index 9.50
Liquidity Index 2.10
Profitability Index 5.20
Stability Index 7.50
Company Info United Valley Bank
Cavalier, ND
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FDIC Number 15478
Phone Number (701) 265-8331
Website www.uvbank.net
Asset Quality United Valley Bank
Cavalier, ND
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1-Year Asset Growth 7.90%
5-Year Asset Growth 11.42%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.34%
Balance Sheet United Valley Bank
Cavalier, ND
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Total Assets 722.78M
Total Deposits 609.90M
Capital and Reserves United Valley Bank
Cavalier, ND
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Capital 77.78M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity United Valley Bank
Cavalier, ND
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Hot Money Ratio 27.26%
Liquidity Ratio 14.27%
Profitability United Valley Bank
Cavalier, ND
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5-Year Return on Average Assets 1.12%
Net Income 9.23M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 63.32%
Return on Assets 1.34%
Return on Equity 12.83%