B
Coleman County State Bank
ColemanTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Coleman County State Bank
Coleman, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 6.20
Liquidity Index 3.30
Profitability Index 9.00
Stability Index 6.50
Company Info Coleman County State Bank
Coleman, TX
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FDIC Number 15480
Phone Number (325) 625-2172
Website www.colemanbank.com
Asset Quality Coleman County State Bank
Coleman, TX
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1-Year Asset Growth 36.39%
5-Year Asset Growth 19.41%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.06%
Balance Sheet Coleman County State Bank
Coleman, TX
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Total Assets 289.72M
Total Deposits 262.34M
Capital and Reserves Coleman County State Bank
Coleman, TX
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Capital 25.58M
Leverage Ratio 8.25
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 13.99
Liquidity Coleman County State Bank
Coleman, TX
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Hot Money Ratio 21.97%
Liquidity Ratio 28.43%
Profitability Coleman County State Bank
Coleman, TX
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5-Year Return on Average Assets 1.76%
Net Income 5.42M
Net Interest Spread 5.48%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 60.38%
Return on Assets 2.23%
Return on Equity 24.73%