B
Coleman County State Bank
ColemanTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Coleman County State Bank
Coleman, TX
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Rating B
Asset Quality Index 8.60
Capitalization Index 7.20
Liquidity Index 2.90
Profitability Index 9.10
Stability Index 6.30
Company Info Coleman County State Bank
Coleman, TX
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FDIC Number 15480
Phone Number (325) 625-2172
Website www.colemanbank.com
Asset Quality Coleman County State Bank
Coleman, TX
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1-Year Asset Growth 32.90%
5-Year Asset Growth 14.01%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.64%
Non-Performing Loans to Loans 0.06%
Balance Sheet Coleman County State Bank
Coleman, TX
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Total Assets 282.15M
Total Deposits 254.62M
Capital and Reserves Coleman County State Bank
Coleman, TX
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Capital 25.36M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 13.91
Liquidity Coleman County State Bank
Coleman, TX
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Hot Money Ratio 23.71%
Liquidity Ratio 24.27%
Profitability Coleman County State Bank
Coleman, TX
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5-Year Return on Average Assets 1.76%
Net Income 4.29M
Net Interest Spread 5.46%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 56.57%
Return on Assets 2.48%
Return on Equity 27.55%