C
West Plains Bank and Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
11.91
Leverage
Ratio
8.32
Return On
Assets
1.70%
Total
Assets
767.87M
Capital
56.58M
Total
Deposits
702.51M
Net
Income
6.51M
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Weiss Ratings West Plains Bank and Trust Company
West Plains, MO 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 6.30
Liquidity Index 2.60
Profitability Index 6.40
Stability Index 4.80
Company Info West Plains Bank and Trust Company
West Plains, MO 		Click to
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FDIC Number 15489
Phone Number (417) 256-2147
Website www.westplainsbank.com
Asset Quality West Plains Bank and Trust Company
West Plains, MO 		Click to
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1-Year Asset Growth 10.39%
5-Year Asset Growth 8.25%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.45%
Balance Sheet West Plains Bank and Trust Company
West Plains, MO 		Click to
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Total Assets 767.87M
Total Deposits 702.51M
Capital and Reserves West Plains Bank and Trust Company
West Plains, MO 		Click to
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Capital 56.58M
Leverage Ratio 8.32
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 11.91
Liquidity West Plains Bank and Trust Company
West Plains, MO 		Click to
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Hot Money Ratio 13.24%
Liquidity Ratio 14.71%
Profitability West Plains Bank and Trust Company
West Plains, MO 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 6.51M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 57.00%
Return on Assets 1.70%
Return on Equity 23.72%