B
Bank of Alapaha
AlapahaGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Alapaha
Alapaha, GA
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.10
Liquidity Index 3.40
Profitability Index 3.70
Stability Index 4.40
Company Info Bank of Alapaha
Alapaha, GA
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FDIC Number 155
Phone Number (229) 532-6115
Website www.bankofalapaha.com
Asset Quality Bank of Alapaha
Alapaha, GA
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1-Year Asset Growth 9.96%
5-Year Asset Growth 6.25%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 0.27%
Non-Performing Loans to Loans 0.16%
Balance Sheet Bank of Alapaha
Alapaha, GA
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Total Assets 243.79M
Total Deposits 223.15M
Capital and Reserves Bank of Alapaha
Alapaha, GA
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Capital 18.91M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 2.34%
Risk-Based Capital Ratio 20.74
Liquidity Bank of Alapaha
Alapaha, GA
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Hot Money Ratio 24.65%
Liquidity Ratio 27.31%
Profitability Bank of Alapaha
Alapaha, GA
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5-Year Return on Average Assets 0.60%
Net Income 1.38M
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 74.89%
Return on Assets 0.77%
Return on Equity 10.89%