C
Central State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central State Bank
Coralville, IA
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.60
Liquidity Index 0.90
Profitability Index 3.50
Stability Index 5.70
Company Info Central State Bank
Coralville, IA
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FDIC Number 1550
Phone Number (319) 569-2800
Website www.centralstate.bank
Asset Quality Central State Bank
Coralville, IA
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1-Year Asset Growth -1.54%
5-Year Asset Growth 7.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.86%
Non-Performing Loans to Loans 0.11%
Balance Sheet Central State Bank
Coralville, IA
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Total Assets 460.36M
Total Deposits 386.65M
Capital and Reserves Central State Bank
Coralville, IA
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Capital 39.53M
Leverage Ratio 9.39
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 13.73
Liquidity Central State Bank
Coralville, IA
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Hot Money Ratio 24.91%
Liquidity Ratio 17.19%
Profitability Central State Bank
Coralville, IA
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5-Year Return on Average Assets 1.15%
Net Income 949.00K
Net Interest Spread 2.46%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 64.19%
Return on Assets 0.83%
Return on Equity 9.81%