C
Central State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
15.68
Leverage
Ratio
10.27
Return On
Assets
1.76%
Total
Assets
419.32M
Capital
41.45M
Total
Deposits
344.42M
Net
Income
3.75M
My Lists My Alerts
Weiss Ratings Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.20
Capitalization Index 8.90
Liquidity Index 1.70
Profitability Index 6.00
Stability Index 5.00
Company Info Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 1550
Phone Number (319) 569-2800
Website www.centralstate.bank
Asset Quality Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -7.49%
5-Year Asset Growth 2.67%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.02%
Balance Sheet Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 419.32M
Total Deposits 344.42M
Capital and Reserves Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 41.45M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 15.68
Liquidity Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 20.49%
Liquidity Ratio 15.89%
Profitability Central State Bank
Coralville, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.09%
Net Income 3.75M
Net Interest Spread 3.22%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 51.43%
Return on Assets 1.76%
Return on Equity 18.10%