C
Central State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central State Bank
Coralville, IA
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Rating C
Asset Quality Index 8.20
Capitalization Index 8.10
Liquidity Index 1.50
Profitability Index 4.60
Stability Index 5.80
Company Info Central State Bank
Coralville, IA
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FDIC Number 1550
Phone Number (319) 569-2800
Website www.centralstate.bank
Asset Quality Central State Bank
Coralville, IA
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1-Year Asset Growth -3.40%
5-Year Asset Growth 2.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Central State Bank
Coralville, IA
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Total Assets 441.49M
Total Deposits 344.35M
Capital and Reserves Central State Bank
Coralville, IA
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Capital 41.15M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 14.17
Liquidity Central State Bank
Coralville, IA
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Hot Money Ratio 22.74%
Liquidity Ratio 12.30%
Profitability Central State Bank
Coralville, IA
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5-Year Return on Average Assets 1.15%
Net Income 4.91M
Net Interest Spread 2.75%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 59.48%
Return on Assets 1.10%
Return on Equity 12.19%