First State Bank
| Weiss Ratings |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15511 | |||
| Phone Number | (940) 665-1711 | |||
| Website | www.firststate.bank | |||
| Asset Quality |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.32% | |||
| 5-Year Asset Growth | 7.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 4.67% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.82B | |||
| Total Deposits | 1.63B | |||
| Capital and Reserves |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 153.28M | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | 14.43 | |||
| Liquidity |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.46% | |||
| Liquidity Ratio | 20.78% | |||
| Profitability |
First State Bank
Gainesville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 21.19M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 62.37% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 16.22% | |||