| Weiss Ratings |
Citizens State Bank
Miles, TX |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank
Miles, TX |
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| FDIC Number | 15519 | |||
| Phone Number | (325) 468-3311 | |||
| Website | www.citizensstatebk.com | |||
| Asset Quality |
Citizens State Bank
Miles, TX |
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| 1-Year Asset Growth | 4.53% | |||
| 5-Year Asset Growth | 12.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 2.91% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Citizens State Bank
Miles, TX |
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| Total Assets | 270.09M | |||
| Total Deposits | 239.57M | |||
| Capital and Reserves |
Citizens State Bank
Miles, TX |
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| Capital | 29.59M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Miles, TX |
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| Hot Money Ratio | 47.90% | |||
| Liquidity Ratio | 13.90% | |||
| Profitability |
Citizens State Bank
Miles, TX |
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| 5-Year Return on Average Assets | 2.41% | |||
| Net Income | 3.51M | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 2.54% | |||
| Overhead Efficiency Ratio | 40.89% | |||
| Return on Assets | 2.54% | |||
| Return on Equity | 24.28% | |||