| Weiss Ratings |
Citizens State Bank
Miles, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank
Miles, TX |
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| FDIC Number | 15519 | |||
| Phone Number | (325) 468-3311 | |||
| Website | www.citizensstatebk.com | |||
| Asset Quality |
Citizens State Bank
Miles, TX |
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| 1-Year Asset Growth | 12.12% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 4.53% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Citizens State Bank
Miles, TX |
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| Total Assets | 258.38M | |||
| Total Deposits | 230.95M | |||
| Capital and Reserves |
Citizens State Bank
Miles, TX |
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| Capital | 26.65M | |||
| Leverage Ratio | 10.71 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Miles, TX |
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| Hot Money Ratio | 43.33% | |||
| Liquidity Ratio | 15.19% | |||
| Profitability |
Citizens State Bank
Miles, TX |
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| 5-Year Return on Average Assets | 2.32% | |||
| Net Income | 3.39M | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 2.73% | |||
| Overhead Efficiency Ratio | 39.30% | |||
| Return on Assets | 2.73% | |||
| Return on Equity | 26.30% | |||