A
Muenster State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Muenster State Bank
Muenster, TX
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 8.30
Stability Index 8.00
Company Info Muenster State Bank
Muenster, TX
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FDIC Number 15523
Phone Number (940) 759-2257
Website www.muensterstate.bank
Asset Quality Muenster State Bank
Muenster, TX
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1-Year Asset Growth 4.85%
5-Year Asset Growth 5.38%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.00%
Balance Sheet Muenster State Bank
Muenster, TX
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Total Assets 222.25M
Total Deposits 183.00M
Capital and Reserves Muenster State Bank
Muenster, TX
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Capital 27.11M
Leverage Ratio 14.81
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity Muenster State Bank
Muenster, TX
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Hot Money Ratio 17.14%
Liquidity Ratio 58.42%
Profitability Muenster State Bank
Muenster, TX
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5-Year Return on Average Assets 1.59%
Net Income 3.70M
Net Interest Spread 3.36%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 36.88%
Return on Assets 2.17%
Return on Equity 20.57%