Bank of Lake Village
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Good (6.8) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.3 and a capital leverage ratio of 16.1. A current level of 1.2 percent of nonperforming loans to core capital combined with 2.7 percent from a year earlier contributes to the Excellent asset quality (8.4).
Asset Mix:
Securities (22%), comm re (10%), home mtgs (7%), cash (6%), comm loans (3%), consumer loans (1%), other (51%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Southeast Arkansas Bank Corporation
Investment Rating
--
Address
201 Main Street
Lake Village, AR 71653
Lake Village, AR 71653
Phone Number
(870) 265-2241
Year Founded
1934
FDIC Number
Website
Largest Affiliates
Greenville, MS
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Bank