C
Central Bank
Rating Date
August 2026
Risk Based
Capital Ratio
11.55
Leverage
Ratio
10.09
Return On
Assets
0.96%
Total
Assets
2.29B
Capital
237.08M
Total
Deposits
1.87B
Net
Income
10.83M
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Weiss Ratings Central Bank
Storm Lake, IA 		Click to
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Rating C
Asset Quality Index 7.60
Capitalization Index 8.60
Liquidity Index 1.90
Profitability Index 4.30
Stability Index 8.40
Company Info Central Bank
Storm Lake, IA 		Click to
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FDIC Number 15555
Phone Number (712) 732-2190
Website www.mycentral.bank
Asset Quality Central Bank
Storm Lake, IA 		Click to
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1-Year Asset Growth 5.45%
5-Year Asset Growth 10.24%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 3.30%
Non-Performing Loans to Loans 0.19%
Balance Sheet Central Bank
Storm Lake, IA 		Click to
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Total Assets 2.29B
Total Deposits 1.87B
Capital and Reserves Central Bank
Storm Lake, IA 		Click to
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Capital 237.08M
Leverage Ratio 10.09
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 11.55
Liquidity Central Bank
Storm Lake, IA 		Click to
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Hot Money Ratio 23.37%
Liquidity Ratio 8.02%
Profitability Central Bank
Storm Lake, IA 		Click to
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5-Year Return on Average Assets 0.90%
Net Income 10.83M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 70.53%
Return on Assets 0.96%
Return on Equity 9.27%