C
Central Bank
Rating Date
October 2025
Risk Based
Capital Ratio
11.48
Leverage
Ratio
9.71
Return On
Assets
0.77%
Total
Assets
2.27B
Capital
227.80M
Total
Deposits
1.91B
Net
Income
12.65M
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Weiss Ratings Central Bank
Storm Lake, IA 		Click to
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Rating C
Asset Quality Index 8.10
Capitalization Index 8.10
Liquidity Index 2.20
Profitability Index 4.00
Stability Index 7.30
Company Info Central Bank
Storm Lake, IA 		Click to
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FDIC Number 15555
Phone Number (712) 732-2190
Website www.mycentral.bank
Asset Quality Central Bank
Storm Lake, IA 		Click to
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1-Year Asset Growth 3.49%
5-Year Asset Growth 26.61%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.57%
Non-Performing Loans to Loans 0.00%
Balance Sheet Central Bank
Storm Lake, IA 		Click to
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Total Assets 2.27B
Total Deposits 1.91B
Capital and Reserves Central Bank
Storm Lake, IA 		Click to
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Capital 227.80M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 11.48
Liquidity Central Bank
Storm Lake, IA 		Click to
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Hot Money Ratio 24.10%
Liquidity Ratio 10.64%
Profitability Central Bank
Storm Lake, IA 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 12.65M
Net Interest Spread 3.14%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 73.79%
Return on Assets 0.77%
Return on Equity 7.91%