D
Twin Cedars Bank
BusseyIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Twin Cedars Bank
Bussey, IA
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Rating D
Asset Quality Index 4.10
Capitalization Index 9.90
Liquidity Index 0.20
Profitability Index 2.20
Stability Index 5.20
Company Info Twin Cedars Bank
Bussey, IA
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FDIC Number 1556
Phone Number (641) 944-5314
Website www.twincedars.bank
Asset Quality Twin Cedars Bank
Bussey, IA
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1-Year Asset Growth 19.51%
5-Year Asset Growth 29.81%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 11.94%
Non-Performing Loans to Loans 0.85%
Balance Sheet Twin Cedars Bank
Bussey, IA
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Total Assets 121.10M
Total Deposits 103.84M
Capital and Reserves Twin Cedars Bank
Bussey, IA
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Capital 13.53M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 1.88%
Risk-Based Capital Ratio 14.06
Liquidity Twin Cedars Bank
Bussey, IA
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Hot Money Ratio 24.42%
Liquidity Ratio 14.92%
Profitability Twin Cedars Bank
Bussey, IA
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5-Year Return on Average Assets 0.01%
Net Income 219.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 71.00%
Return on Assets 0.26%
Return on Equity 2.16%