D
Twin Cedars Bank
BusseyIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Twin Cedars Bank
Bussey, IA
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Rating D
Asset Quality Index 4.20
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 3.40
Stability Index 5.50
Company Info Twin Cedars Bank
Bussey, IA
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FDIC Number 1556
Phone Number (641) 944-5314
Website www.twincedars.bank
Asset Quality Twin Cedars Bank
Bussey, IA
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1-Year Asset Growth 26.22%
5-Year Asset Growth 29.81%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 12.50%
Non-Performing Loans to Loans 0.84%
Balance Sheet Twin Cedars Bank
Bussey, IA
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Total Assets 113.29M
Total Deposits 98.70M
Capital and Reserves Twin Cedars Bank
Bussey, IA
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Capital 13.69M
Leverage Ratio 11.43
Loan Loss Reserves to Loans 1.97%
Risk-Based Capital Ratio 15.12
Liquidity Twin Cedars Bank
Bussey, IA
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Hot Money Ratio 24.50%
Liquidity Ratio 16.48%
Profitability Twin Cedars Bank
Bussey, IA
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5-Year Return on Average Assets 0.01%
Net Income 379.00K
Net Interest Spread 4.52%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 70.10%
Return on Assets 0.69%
Return on Equity 5.62%