B
First Southern Bank
MarionIL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings First Southern Bank
Marion, IL
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Rating B
Asset Quality Index 5.20
Capitalization Index 9.60
Liquidity Index 3.00
Profitability Index 7.50
Stability Index 9.80
Company Info First Southern Bank
Marion, IL
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FDIC Number 15565
Phone Number (618) 997-4341
Website www.firstsouthernbank.net
Asset Quality First Southern Bank
Marion, IL
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1-Year Asset Growth 0.45%
5-Year Asset Growth 7.27%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 5.17%
Non-Performing Loans to Loans 0.98%
Balance Sheet First Southern Bank
Marion, IL
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Total Assets 1.04B
Total Deposits 898.79M
Capital and Reserves First Southern Bank
Marion, IL
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Capital 114.81M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity First Southern Bank
Marion, IL
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Hot Money Ratio 12.41%
Liquidity Ratio 13.78%
Profitability First Southern Bank
Marion, IL
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5-Year Return on Average Assets 1.32%
Net Income 15.67M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 50.68%
Return on Assets 1.53%
Return on Equity 14.93%