| Weiss Ratings |
First Southern Bank
Marion, IL |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 9.70 | |||
| Company Info |
First Southern Bank
Marion, IL |
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| FDIC Number | 15565 | |||
| Phone Number | (618) 997-4341 | |||
| Website | www.firstsouthernbank.net | |||
| Asset Quality |
First Southern Bank
Marion, IL |
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| 1-Year Asset Growth | -0.17% | |||
| 5-Year Asset Growth | 7.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 2.14% | |||
| Non-Performing Loans to Capital | 16.84% | |||
| Non-Performing Loans to Loans | 3.00% | |||
| Balance Sheet |
First Southern Bank
Marion, IL |
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| Total Assets | 1.04B | |||
| Total Deposits | 904.25M | |||
| Capital and Reserves |
First Southern Bank
Marion, IL |
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| Capital | 112.41M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Southern Bank
Marion, IL |
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| Hot Money Ratio | 14.84% | |||
| Liquidity Ratio | 16.83% | |||
| Profitability |
First Southern Bank
Marion, IL |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 7.15M | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 50.47% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 12.74% | |||