| Weiss Ratings |
First Southern Bank
Marion, IL |
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| Rating | ||||
| Asset Quality Index | 3.30 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 9.20 | |||
| Company Info |
First Southern Bank
Marion, IL |
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| FDIC Number | 15565 | |||
| Phone Number | (618) 997-4341 | |||
| Website | www.firstsouthernbank.net | |||
| Asset Quality |
First Southern Bank
Marion, IL |
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| 1-Year Asset Growth | 2.12% | |||
| 5-Year Asset Growth | 10.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 2.03% | |||
| Non-Performing Loans to Capital | 15.94% | |||
| Non-Performing Loans to Loans | 2.83% | |||
| Balance Sheet |
First Southern Bank
Marion, IL |
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| Total Assets | 1.03B | |||
| Total Deposits | 899.77M | |||
| Capital and Reserves |
First Southern Bank
Marion, IL |
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| Capital | 101.66M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Southern Bank
Marion, IL |
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| Hot Money Ratio | 13.60% | |||
| Liquidity Ratio | 14.06% | |||
| Profitability |
First Southern Bank
Marion, IL |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 3.32M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 56.56% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 13.11% | |||