| Weiss Ratings |
First Southern Bank
Marion, IL |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 10.00 | |||
| Company Info |
First Southern Bank
Marion, IL |
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| FDIC Number | 15565 | |||
| Phone Number | (618) 997-4341 | |||
| Website | www.firstsouthernbank.net | |||
| Asset Quality |
First Southern Bank
Marion, IL |
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| 1-Year Asset Growth | -3.77% | |||
| 5-Year Asset Growth | 10.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 6.04% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
First Southern Bank
Marion, IL |
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| Total Assets | 1.03B | |||
| Total Deposits | 871.90M | |||
| Capital and Reserves |
First Southern Bank
Marion, IL |
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| Capital | 109.50M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Southern Bank
Marion, IL |
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| Hot Money Ratio | 13.34% | |||
| Liquidity Ratio | 15.27% | |||
| Profitability |
First Southern Bank
Marion, IL |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 11.17M | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 52.61% | |||
| Return on Assets | 1.46% | |||
| Return on Equity | 14.53% | |||