| Weiss Ratings |
Bay Port State Bank
Bay Port, MI |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bay Port State Bank
Bay Port, MI |
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| FDIC Number | 15585 | |||
| Phone Number | (989) 656-2231 | |||
| Website | www.bayportstatebank.com | |||
| Asset Quality |
Bay Port State Bank
Bay Port, MI |
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| 1-Year Asset Growth | 2.06% | |||
| 5-Year Asset Growth | 6.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 4.90% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Bay Port State Bank
Bay Port, MI |
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| Total Assets | 149.35M | |||
| Total Deposits | 133.53M | |||
| Capital and Reserves |
Bay Port State Bank
Bay Port, MI |
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| Capital | 14.84M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bay Port State Bank
Bay Port, MI |
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| Hot Money Ratio | 19.33% | |||
| Liquidity Ratio | 13.28% | |||
| Profitability |
Bay Port State Bank
Bay Port, MI |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 931.00K | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 64.09% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 13.00% | |||