| Weiss Ratings |
Bay Port State Bank
Bay Port, MI |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bay Port State Bank
Bay Port, MI |
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| FDIC Number | 15585 | |||
| Phone Number | (989) 656-2231 | |||
| Website | www.bayportstatebank.com | |||
| Asset Quality |
Bay Port State Bank
Bay Port, MI |
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| 1-Year Asset Growth | 2.70% | |||
| 5-Year Asset Growth | 4.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 4.65% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Bay Port State Bank
Bay Port, MI |
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| Total Assets | 153.37M | |||
| Total Deposits | 136.07M | |||
| Capital and Reserves |
Bay Port State Bank
Bay Port, MI |
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| Capital | 16.52M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bay Port State Bank
Bay Port, MI |
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| Hot Money Ratio | 18.95% | |||
| Liquidity Ratio | 13.42% | |||
| Profitability |
Bay Port State Bank
Bay Port, MI |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 1.02M | |||
| Net Interest Spread | 4.83% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 61.45% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 12.64% | |||