| Weiss Ratings |
Bay Port State Bank
Bay Port, MI |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
Bay Port State Bank
Bay Port, MI |
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| FDIC Number | 15585 | |||
| Phone Number | (989) 656-2231 | |||
| Website | www.bayportstatebank.com | |||
| Asset Quality |
Bay Port State Bank
Bay Port, MI |
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| 1-Year Asset Growth | 2.69% | |||
| 5-Year Asset Growth | 4.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 7.66% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Bay Port State Bank
Bay Port, MI |
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| Total Assets | 153.28M | |||
| Total Deposits | 136.90M | |||
| Capital and Reserves |
Bay Port State Bank
Bay Port, MI |
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| Capital | 15.76M | |||
| Leverage Ratio | 10.23 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bay Port State Bank
Bay Port, MI |
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| Hot Money Ratio | 18.22% | |||
| Liquidity Ratio | 16.21% | |||
| Profitability |
Bay Port State Bank
Bay Port, MI |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 1.93M | |||
| Net Interest Spread | 4.78% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 62.37% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 13.06% | |||