| Weiss Ratings |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15585 | |||
| Phone Number | (989) 656-2231 | |||
| Website | www.bayportstatebank.com | |||
| Asset Quality |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.30% | |||
| 5-Year Asset Growth | 6.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 151.69M | |||
| Total Deposits | 136.61M | |||
| Capital and Reserves |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.31M | |||
| Leverage Ratio | 9.56 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.96% | |||
| Liquidity Ratio | 20.69% | |||
| Profitability |
Bay Port State Bank
Bay Port, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 435.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 66.04% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 12.37% | |||