Taylor County Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (9.1) profitability.
Other Rating Factors:
A current level of 9.3 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Good asset quality (5.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (21%), securities (19%), comm re (19%), comm loans (11%), cash (8%), home eq lns (4%), consumer loans (3%), other (15%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Taylor County Bancshares, Inc.
Investment Rating
--
Address
201 Lebanon Avenue
Campbellsville, KY 42718
Campbellsville, KY 42718
Phone Number
(270) 465-4196
Year Founded
1937
FDIC Number
Website
Largest Affiliates
No affiliate information available.