| Weiss Ratings |
Ipswich State Bank
Ipswich, SD |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
Ipswich State Bank
Ipswich, SD |
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| FDIC Number | 15593 | |||
| Phone Number | (605) 426-6031 | |||
| Website | www.isbipswich.com | |||
| Asset Quality |
Ipswich State Bank
Ipswich, SD |
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| 1-Year Asset Growth | 10.56% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 4.22% | |||
| Non-Performing Loans to Loans | 1.31% | |||
| Balance Sheet |
Ipswich State Bank
Ipswich, SD |
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| Total Assets | 74.25M | |||
| Total Deposits | 62.32M | |||
| Capital and Reserves |
Ipswich State Bank
Ipswich, SD |
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| Capital | 11.12M | |||
| Leverage Ratio | 15.46 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Risk-Based Capital Ratio | 25.94 | |||
| Liquidity |
Ipswich State Bank
Ipswich, SD |
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| Hot Money Ratio | 30.84% | |||
| Liquidity Ratio | 49.80% | |||
| Profitability |
Ipswich State Bank
Ipswich, SD |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 671.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 46.87% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 12.21% | |||