| Weiss Ratings |
Ipswich State Bank
Ipswich, SD |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
Ipswich State Bank
Ipswich, SD |
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| FDIC Number | 15593 | |||
| Phone Number | (605) 426-6031 | |||
| Website | www.isbipswich.com | |||
| Asset Quality |
Ipswich State Bank
Ipswich, SD |
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| 1-Year Asset Growth | 12.31% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Ipswich State Bank
Ipswich, SD |
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| Total Assets | 75.07M | |||
| Total Deposits | 62.75M | |||
| Capital and Reserves |
Ipswich State Bank
Ipswich, SD |
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| Capital | 11.45M | |||
| Leverage Ratio | 15.44 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Risk-Based Capital Ratio | 27.79 | |||
| Liquidity |
Ipswich State Bank
Ipswich, SD |
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| Hot Money Ratio | 30.50% | |||
| Liquidity Ratio | 49.74% | |||
| Profitability |
Ipswich State Bank
Ipswich, SD |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 1.19M | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 50.24% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 11.14% | |||