| Weiss Ratings |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15610 | |||
| Phone Number | (515) 462-4242 | |||
| Website | www.fmstate.bank | |||
| Asset Quality |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.03% | |||
| 5-Year Asset Growth | 4.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.55% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 267.56M | |||
| Total Deposits | 238.15M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 26.00M | |||
| Leverage Ratio | 10.33 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 16.42 | |||
| Liquidity |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.69% | |||
| Liquidity Ratio | 27.49% | |||
| Profitability |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 3.23M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 1.60% | |||
| Overhead Efficiency Ratio | 54.79% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 13.13% | |||