| Weiss Ratings |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 6.40 | |||
| Company Info |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15610 | |||
| Phone Number | (515) 462-4242 | |||
| Website | www.fmstate.bank | |||
| Asset Quality |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.26% | |||
| 5-Year Asset Growth | 6.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 257.16M | |||
| Total Deposits | 227.03M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 25.57M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Risk-Based Capital Ratio | 16.04 | |||
| Liquidity |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.26% | |||
| Liquidity Ratio | 23.95% | |||
| Profitability |
Farmers & Merchants State Bank
Winterset, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 2.51M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 54.28% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 13.86% | |||