| Weiss Ratings |
Farmers & Merchants State Bank
Winterset, IA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 5.90 | |||
| Company Info |
Farmers & Merchants State Bank
Winterset, IA |
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| FDIC Number | 15610 | |||
| Phone Number | (515) 462-4242 | |||
| Website | www.fmstate.bank | |||
| Asset Quality |
Farmers & Merchants State Bank
Winterset, IA |
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| 1-Year Asset Growth | 12.43% | |||
| 5-Year Asset Growth | 6.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers & Merchants State Bank
Winterset, IA |
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| Total Assets | 259.07M | |||
| Total Deposits | 230.95M | |||
| Capital and Reserves |
Farmers & Merchants State Bank
Winterset, IA |
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| Capital | 23.79M | |||
| Leverage Ratio | 9.93 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Risk-Based Capital Ratio | 16.60 | |||
| Liquidity |
Farmers & Merchants State Bank
Winterset, IA |
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| Hot Money Ratio | 22.71% | |||
| Liquidity Ratio | 29.14% | |||
| Profitability |
Farmers & Merchants State Bank
Winterset, IA |
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| 5-Year Return on Average Assets | 1.17% | |||
| Net Income | 787.00K | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 56.47% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 13.55% | |||