B
West Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.35
Leverage
Ratio
10.35
Return On
Assets
0.92%
Total
Assets
4.14B
Capital
366.24M
Total
Deposits
3.47B
Net
Income
37.81M
My Lists My Alerts
Weiss Ratings West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 7.40
Capitalization Index 9.00
Liquidity Index 2.50
Profitability Index 4.40
Stability Index 7.30
Company Info West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 15614
Phone Number (515) 222-2300
Website www.westbankstrong.com
Asset Quality West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.20%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 4.14B
Total Deposits 3.47B
Capital and Reserves West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 366.24M
Leverage Ratio 10.35
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 13.35
Liquidity West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 13.81%
Liquidity Ratio 13.80%
Profitability West Bank
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.14%
Net Income 37.81M
Net Interest Spread 2.47%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 50.46%
Return on Assets 0.92%
Return on Equity 10.85%