B
West Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.17
Leverage
Ratio
10.50
Return On
Assets
0.94%
Total
Assets
3.98B
Capital
356.87M
Total
Deposits
3.31B
Net
Income
29.07M
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Weiss Ratings West Bank
West Des Moines, IA 		Click to
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Rating B
Asset Quality Index 7.40
Capitalization Index 9.30
Liquidity Index 2.10
Profitability Index 4.50
Stability Index 6.90
Company Info West Bank
West Des Moines, IA 		Click to
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FDIC Number 15614
Phone Number (515) 222-2300
Website www.westbankstrong.com
Asset Quality West Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth -0.07%
5-Year Asset Growth 12.45%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Bank
West Des Moines, IA 		Click to
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Total Assets 3.98B
Total Deposits 3.31B
Capital and Reserves West Bank
West Des Moines, IA 		Click to
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Capital 356.87M
Leverage Ratio 10.50
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 13.17
Liquidity West Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 15.53%
Liquidity Ratio 8.74%
Profitability West Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.14%
Net Income 29.07M
Net Interest Spread 2.42%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 51.71%
Return on Assets 0.94%
Return on Equity 11.27%