B
West Bank
Rating Date
August 2026
Risk Based
Capital Ratio
13.97
Leverage
Ratio
10.79
Return On
Assets
1.17%
Total
Assets
4.03B
Capital
378.15M
Total
Deposits
3.35B
Net
Income
24.17M
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Weiss Ratings West Bank
West Des Moines, IA 		Click to
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Rating B
Asset Quality Index 7.40
Capitalization Index 9.70
Liquidity Index 2.50
Profitability Index 5.00
Stability Index 8.40
Company Info West Bank
West Des Moines, IA 		Click to
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FDIC Number 15614
Phone Number (515) 222-2300
Website www.westbankstrong.com
Asset Quality West Bank
West Des Moines, IA 		Click to
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1-Year Asset Growth -0.66%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.03%
Balance Sheet West Bank
West Des Moines, IA 		Click to
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Total Assets 4.03B
Total Deposits 3.35B
Capital and Reserves West Bank
West Des Moines, IA 		Click to
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Capital 378.15M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 13.97
Liquidity West Bank
West Des Moines, IA 		Click to
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Hot Money Ratio 13.41%
Liquidity Ratio 13.07%
Profitability West Bank
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 24.17M
Net Interest Spread 2.74%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 46.33%
Return on Assets 1.17%
Return on Equity 13.04%