D
Peoples Bank
LebanonKY
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Lebanon, KY
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Rating D
Asset Quality Index 8.20
Capitalization Index 7.40
Liquidity Index 0.30
Profitability Index 5.00
Stability Index 3.70
Company Info Peoples Bank
Lebanon, KY
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FDIC Number 1562
Phone Number (270) 692-1137
Website www.pboflebanon.com
Asset Quality Peoples Bank
Lebanon, KY
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1-Year Asset Growth 11.54%
5-Year Asset Growth 32.12%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.97%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples Bank
Lebanon, KY
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Total Assets 185.96M
Total Deposits 165.84M
Capital and Reserves Peoples Bank
Lebanon, KY
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Capital 13.21M
Leverage Ratio 9.25
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Lebanon, KY
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Hot Money Ratio 22.43%
Liquidity Ratio 6.49%
Profitability Peoples Bank
Lebanon, KY
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5-Year Return on Average Assets 1.20%
Net Income 924.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 61.53%
Return on Assets 1.05%
Return on Equity 14.23%