First Farmers & Merchants State Bank of Grand Meadow

Grand Meadow, MN

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.10
Capitalization Index	7.70
Liquidity Index	0.70
Profitability Index	5.70
Stability Index	5.00

Company Info	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
FDIC Number	15621
Phone Number	(507) 754-5123
Website	www.ffmbank.com/

Asset Quality	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.96%
5-Year Asset Growth	4.97%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.60%
Non-Performing Loans to Capital	3.38%
Non-Performing Loans to Loans	0.73%

Balance Sheet	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	93.05M
Total Deposits	83.23M

Capital and Reserves	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
Capital	8.69M
Leverage Ratio	9.44
Loan Loss Reserves to Loans	1.49%
Risk-Based Capital Ratio	12.71

Liquidity	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	19.07%
Liquidity Ratio	5.17%

Profitability	First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.34%
Net Income	559.00K
Net Interest Spread	4.38%
Operating Profit to Average Assets	1.62%
Overhead Efficiency Ratio	56.26%
Return on Assets	1.15%
Return on Equity	13.26%