First State Bank
| Weiss Ratings |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 6.00 | |||
| Company Info |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15663 | |||
| Phone Number | (601) 735-3124 | |||
| Website | www.firststatebnk.bank | |||
| Asset Quality |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.85% | |||
| 5-Year Asset Growth | 2.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 6.48% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 949.77M | |||
| Total Deposits | 852.41M | |||
| Capital and Reserves |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 90.92M | |||
| Leverage Ratio | 10.77 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.29% | |||
| Liquidity Ratio | 28.93% | |||
| Profitability |
First State Bank
Waynesboro, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 3.64M | |||
| Net Interest Spread | 2.55% | |||
| Operating Profit to Average Assets | 0.53% | |||
| Overhead Efficiency Ratio | 80.75% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 4.15% | |||