| Weiss Ratings |
Freedom Bank, Inc.
Philippi, WV |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Freedom Bank, Inc.
Philippi, WV |
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| FDIC Number | 15664 | |||
| Phone Number | (304) 823-1531 | |||
| Website | www.freedombankwv.com | |||
| Asset Quality |
Freedom Bank, Inc.
Philippi, WV |
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| 1-Year Asset Growth | 108.67% | |||
| 5-Year Asset Growth | 24.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.23% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Freedom Bank, Inc.
Philippi, WV |
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| Total Assets | 429.71M | |||
| Total Deposits | 380.44M | |||
| Capital and Reserves |
Freedom Bank, Inc.
Philippi, WV |
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| Capital | 46.18M | |||
| Leverage Ratio | 11.40 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Freedom Bank, Inc.
Philippi, WV |
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| Hot Money Ratio | 10.81% | |||
| Liquidity Ratio | 18.55% | |||
| Profitability |
Freedom Bank, Inc.
Philippi, WV |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 62.16% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 13.86% | |||