| Weiss Ratings |
Freedom Bank, Inc.
Philippi, WV |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 5.60 | |||
| Company Info |
Freedom Bank, Inc.
Philippi, WV |
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| FDIC Number | 15664 | |||
| Phone Number | (304) 823-1531 | |||
| Website | www.freedombankwv.com | |||
| Asset Quality |
Freedom Bank, Inc.
Philippi, WV |
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| 1-Year Asset Growth | -1.39% | |||
| 5-Year Asset Growth | 4.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.09% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Freedom Bank, Inc.
Philippi, WV |
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| Total Assets | 207.44M | |||
| Total Deposits | 184.57M | |||
| Capital and Reserves |
Freedom Bank, Inc.
Philippi, WV |
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| Capital | 20.35M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Freedom Bank, Inc.
Philippi, WV |
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| Hot Money Ratio | 7.74% | |||
| Liquidity Ratio | 25.69% | |||
| Profitability |
Freedom Bank, Inc.
Philippi, WV |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 68.61% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 11.32% | |||