MCBank
| Weiss Ratings |
MCBank
Goldthwaite, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
MCBank
Goldthwaite, TX |
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| FDIC Number | 15669 | |||
| Phone Number | (325) 648-2216 | |||
| Website | www.mcbanktx.com | |||
| Asset Quality |
MCBank
Goldthwaite, TX |
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| 1-Year Asset Growth | 7.63% | |||
| 5-Year Asset Growth | 4.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 10.37% | |||
| Non-Performing Loans to Loans | 2.57% | |||
| Balance Sheet |
MCBank
Goldthwaite, TX |
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| Total Assets | 467.17M | |||
| Total Deposits | 429.61M | |||
| Capital and Reserves |
MCBank
Goldthwaite, TX |
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| Capital | 35.53M | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | 19.68 | |||
| Liquidity |
MCBank
Goldthwaite, TX |
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| Hot Money Ratio | 16.83% | |||
| Liquidity Ratio | 40.44% | |||
| Profitability |
MCBank
Goldthwaite, TX |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 64.51% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 18.32% | |||