MCBank
| Weiss Ratings |
MCBank
Goldthwaite, TX |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 5.10 | |||
| Company Info |
MCBank
Goldthwaite, TX |
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| FDIC Number | 15669 | |||
| Phone Number | (325) 648-2216 | |||
| Website | www.mcbanktx.com | |||
| Asset Quality |
MCBank
Goldthwaite, TX |
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| 1-Year Asset Growth | -0.79% | |||
| 5-Year Asset Growth | 5.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.57% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
MCBank
Goldthwaite, TX |
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| Total Assets | 422.22M | |||
| Total Deposits | 378.41M | |||
| Capital and Reserves |
MCBank
Goldthwaite, TX |
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| Capital | 33.92M | |||
| Leverage Ratio | 11.66 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | 20.96 | |||
| Liquidity |
MCBank
Goldthwaite, TX |
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| Hot Money Ratio | 17.60% | |||
| Liquidity Ratio | 36.54% | |||
| Profitability |
MCBank
Goldthwaite, TX |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 962.00K | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 69.49% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 11.81% | |||