B
Town & Country Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.50
Stability Index 6.30
Company Info Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 15703
Phone Number (502) 348-3911
Website www.mytcbt.bank
Asset Quality Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.34%
5-Year Asset Growth 7.47%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 1.02%
Non-Performing Loans to Capital 5.25%
Non-Performing Loans to Loans 1.52%
Balance Sheet Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 415.99M
Total Deposits 362.98M
Capital and Reserves Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 49.85M
Leverage Ratio 12.72
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.10%
Liquidity Ratio 21.80%
Profitability Town & Country Bank and Trust Company
Bardstown, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.04%
Net Income 4.79M
Net Interest Spread 4.41%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 62.27%
Return on Assets 1.54%
Return on Equity 13.51%