B
Town & Country Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Town & Country Bank and Trust Company
Bardstown, KY
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.40
Stability Index 6.30
Company Info Town & Country Bank and Trust Company
Bardstown, KY
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FDIC Number 15703
Phone Number (502) 348-3911
Website www.mytcbt.bank
Asset Quality Town & Country Bank and Trust Company
Bardstown, KY
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1-Year Asset Growth -1.30%
5-Year Asset Growth 1.80%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.93%
Non-Performing Loans to Capital 5.38%
Non-Performing Loans to Loans 1.41%
Balance Sheet Town & Country Bank and Trust Company
Bardstown, KY
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Total Assets 421.88M
Total Deposits 368.72M
Capital and Reserves Town & Country Bank and Trust Company
Bardstown, KY
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Capital 50.94M
Leverage Ratio 12.69
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity Town & Country Bank and Trust Company
Bardstown, KY
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Hot Money Ratio 5.84%
Liquidity Ratio 23.20%
Profitability Town & Country Bank and Trust Company
Bardstown, KY
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5-Year Return on Average Assets 1.04%
Net Income 6.26M
Net Interest Spread 4.43%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 62.57%
Return on Assets 1.50%
Return on Equity 13.02%