B
Dakota Community Bank & Trust, National Association
Hebron,  ND
Rating Date
October 2025
Risk Based
Capital Ratio
14.78
Leverage
Ratio
8.73
Return On
Assets
1.58%
Total
Assets
1.33B
Capital
103.02M
Total
Deposits
1.19B
Net
Income
15.54M
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Weiss Ratings Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 6.70
Liquidity Index 4.30
Profitability Index 6.10
Stability Index 7.80
Company Info Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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FDIC Number 15728
Phone Number (701) 878-4416
Website www.dakotacommunitybank.com
Asset Quality Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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1-Year Asset Growth 8.04%
5-Year Asset Growth 9.53%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.56%
Non-Performing Loans to Loans 0.09%
Balance Sheet Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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Total Assets 1.33B
Total Deposits 1.19B
Capital and Reserves Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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Capital 103.02M
Leverage Ratio 8.73
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 14.78
Liquidity Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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Hot Money Ratio 25.11%
Liquidity Ratio 36.02%
Profitability Dakota Community Bank & Trust, National Association
Hebron, ND 		Click to
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5-Year Return on Average Assets 1.55%
Net Income 15.54M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 55.64%
Return on Assets 1.58%
Return on Equity 22.33%